Fair Information Practice
The principles of Fair Information Practices lies in the core of privacy laws in the United States. Understanding the principles of Fair Information Practices and how they are implemented is important to comply with the various privacy laws that protect personal information.
In practising Fair Information Practices we will take one or more of the following responsive action, in case of a data breach :
• It will be notified to you through email as early as possible or
• It will be notified by updating on our website as soon as possible
The CAN-SPAM Act is a law that governs the rules for commercial email, lays requirements for commercial messages, gives recipients the right to stop emails being sent to them, and imposes severe penalties for violations.
Your email address is collected by us to send information, send offers, respond to inquiries, and/or other requests or questions.
In accordance with the CAN-SPAM, we agree to the following:?
• To not use false or misleading subjects or email addresses.
• Send the message as an advertisement in an identifiable way.
• In case of third-party email, it shall be monitored for compliance with respect to marketing services.?
• Request to opt-out/unsubscribe our services shall be honored in no time.?
You can simply follow the instructions at the bottom of each email or visit www.uscreditnetwork.com/unsubscribe and we will quickly remove you from ALL correspondence.?
www.uscreditnetwork.com is a CAN-SPAM compliance company/website.
California Online Privacy Protection Act
According to CalOPPA, we agree to the following:
• Anonymous visits to our site
• Can change your personal information by logging in to your account
COPPA (Children Online Privacy Protection Act)
The Children's Online Privacy Protection Act (COPPA) makes parents in charge in case of collection of personal information with respect to children under the age of 13 years. The COPPA Rule is enforced by The Federal Trade Commission, United States' which is a consumer protection agency and it spells out what operators of websites and online services must do to protect children's privacy and safety online.
www.uscreditnetwork.com complies with COPPA and do not market to children under the age of 13 years in any manner.
When do we collect your information?
We collect information from you only when you register on our site, fill out a form or enter information on our website.
What personal information is collected from the people who visit our blog, website or app?
When applying/registering on our website, you may be asked to enter your name, email address, mailing address, phone number, social security number, bank routing and account number or other details so that you can be directed to the suitable lender as per your requirement.
How do we protect your information?
Secured networks are used to contain your personal information and it is accessible only by a very limited number of persons who have special access rights to such systems, and such persons are well trained to keep the information confidential. Additionally, all sensitive/credit information supplied by you is secured by using Site Lock and Secure Socket Layer (SSL) technology.?
A lot of security measures are implemented when users enter, submit, or access their information to maintain the safety of personal information.
How do we use your information?
The information we collect from you, may be used by us when you register, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use some other website features as follows:
To send regular emails regarding offers or any other programs or products and services.
To provide the information to lenders or affiliated networks that we coordinate with.
Do we use 'cookies'?
Yes. Cookies are defined as small files that a website or its service provider transfers to your computer's hard drive through your Web browser, if you allow, that enables the site's or service provider's systems to recognise your browser and capture and remember certain information. Cookies are used to help us remember your history with us and process your request faster. They are also used to help us understand your priorities based on previous or present site activity, which enables us to provide you with improved services. Cookies are also used to help us compile aggregate data for site traffic and site interaction so that better site experiences and tools can be offered in future.?
Cookies are used to:
Contemplate and save user's preferences for future use.
You can opt to have your computer signal you each time a cookie is being sent, or you can choose to turn off all cookies. You can do this by using your browser settings. Since browsers can be a little different, you may look at your browser's Help Menu to learn the right method to customise your cookies.
In case you turn your cookies off, some of the features that make your site experience more efficient may not function.
Is the information we collect disclosed to Third-Parties?
We may sell,trade, or transfer to outside parties your name, address,city,town, phone number, SSN, cookie number, ip address or any information that you put on the registration form or any other form on our website. The information is disclosed to lenders or affiliated networks whom we work with with complete confidentiality, and it is always made sure that all your information is safe and secure.
We engage in this practice because :-
The sole purpose of this website is to connect the potential borrowers to the lenders who advertise on our website. And your information is only shared to such lenders who evaluate your information and make a better and more informed decision about your loan requirement.
At times, at our discretion, third-party products or services may be included or offered on our website. It should be noted that these third-party sites or services have separate and independent privacy policies. Therefore, we have no responsibility or liability with respect to the content and/or activities of such linked sites or services. However, we strive to protect the integrity of our website and welcome any feedback about these sites.
Opting out/Opting in
Preferences can be set by you as how Google advertises to you using the Google Ad Settings page. Also, you may opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
Our affiliates or lenders may also promote product or services offered by them through e-mail, text messages and/or telephone to those customers who request to be contacted either through our website's online form or through Opt-in process through third party vendor or affiliate website.
When you sign up to our website, you will receive promotional e-mails and sms from time to time about product and services offered by our website. You can opt-out of them any time without any obligation from our side. To opt-out of our promotional emails and sms and/or to remove your information from our database and not receive any future communication you can email us at:firstname.lastname@example.org
Toll Free: +1-855-997-4760